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net interest margin中文是什么意思

  • 净利率差距
  • 净息差

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  • 例句与用法
  • “ chinese banks make most of their money through their net interest margin , ” said , of china economic quarterly in beijing
    来自北京《中国经济季刊》的arthurkroeber说, “中国的银行利润主要来自净利率差。 ”
  • Offers consulting services and software tools to community banks , with strategies to maximize net interest margin and to expand customer base
    -提供太平洋信用卡,信贷,融资理财,外汇宝,企业网上银行, 24小时外汇行情及国际金融资讯。
  • The overall net interest margin for 2000 widened , largely owing to relatively low funding costs , which helped to offset the contraction in lending margins
    2000年的整体净息差扩阔,主要是因为资金成本相对偏低,有助抵销贷款息差收窄。
  • So far , the effect of this on the overall net interest margin has been mitigated by the fact that ample liquidity has kept funding costs low
    到目前为止,由于银行体系资金充裕令资金成本维持在低水平,所以贷款息差收窄对整体净息差的影响得到纾缓。
  • But having to rely on a wide net interest margin is an indication of either high operating costs or inefficient intermediation of funds , or both
    然而,如果银行要倚赖高水平的净息差来图利,不是因为营运成本过高,便是因为资金融通欠效率,甚至是两种情况同时存在。
  • This is notwithstanding a continued compression in the net interest margin resulting from competition , which was partly offset by a continued increase in non - interest income
    尽管市场竞争令银行净息差持续受压,但由于非利息收入持续增加,抵销了这方面的部分影响,从而使银行取得佳绩。
  • Competition for banking assets , in particular mortgages , has been so severe in the past couple of years that there is not much room left for the net interest margin to be further compressed
    这也属意料中事。过去几年银行争取按揭贷款等资产的激烈竞争,已经大大减低净息差进一步收窄的空间。
  • Certainly , the net interest margin has been coming down under the pressure of competition and the efficiency of the banking system in financial intermediation has been on the rise , to the benefit of the economy
    面对竞争压力,净息差一直收窄,银行体系的金融中介效率亦一直提高,这些无疑都对整体经济有利。
  • The remuneration takes the form of the net interest margin , that is , at the risk of over simplifying it , the net difference between the deposit interest rates and the lending interest rates
    作为中间人的银行既要承受风险,便理所当然收取净息差作为报酬,而简单来说,净息差就是存款利率与贷款利率之间的差距。
  • 更多例句:  1  2
  • 百科解释
Net interest margin (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their (interest-earning) assets. It is similar to the gross margin of non-financial companies.
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Last modified time:Sun, 17 Aug 2025 00:29:56 GMT

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